Commonly Asked Questions When Using a Long Term Care Insurance Policy for In-Home Care Services
Care Requirements of Home Care
Accountable Home Care – Caregiver Referral Service
Accountable Home Care takes pride in recruiting independent caregivers who support our mission: To offer clients and families access to screened independent caregivers licensed to provide quality in home care for the elderly. We take the time to discuss your detailed care requirement necessary in order for you to have a good experience.
Checklist of Request often asked by Family Members:
- Transporation for Doctor’s Appointments
- Post Operative Care
- Companionship
- Safety Assessments and Medication Management
- Incontinence Care
- Laundry Services
- Post – Surgical Care
- Meal Preparation
- Chores/Errands
- Driving Services
- Medical Escort
- Assistance in Transferring
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FAQ's View All
When using a Long Term Care Policy as payment for hourly care at home, what services are considered long-term care services?
Long Term Care Benefit
Often times families and clients requests the use of their long term care policy as an acceptable payor source when retaining our services for hourly care at home. At Accountable Home Care, we are proud to accept the benefits and work directly with insurance if it is easier for the client and the family.
When using a long term care policy, care services tend to relate to the following covered care services:
*It is very important to verify directly with the long term insurance provider and utilize your original long term care policy for further clarification and guidelines.
- Attending an Adult Day Care Center offering respite services. This allows for a family to seek a comfortable and safe environment outside the patient's home. Adult day care is a great option for senior citizens who may benefit from socialization. Typically the primary caregiver is an adult child that works and the aging parent no longer can be left home alone while the adult child works.
- Home Health Care - Skilled Registered Nursing Visits and/or home physical therapy services. Hospice at home is another form of home health care but can also be at an actual inpatient center.
- Assisted Living Facility resident or a resident of a Long Term Care Nursing Home.
Can a Certified Nursing Assistant (CNA) or Home Health Aide (HHA) change a gauze bandage around my ankle?
In the State of Florida an aide can only change a non sterile bandage. If a patient asks for assistance and the doctor's order requires a sterile dressing than this is considered skilled nursing care and requires both a script from a physician and an LPN or higher. Only non sterile applications apply to the scope of a home health aide's or a certified nursing assistant's license.
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“Nancy is absolutely perfect- she anticipates our very need. She is always happy and pleasant to be with.”
Nancy, Certified Nursing Assistant (CNA) referred by Accountable Home Care
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