Commonly Asked Questions When Using a Long Term Care Insurance Policy for In-Home Care Services
Home Care Started With a Need
Family owned and locally operated, Accountable Home Care started because of a need. Working with a number of local physicians, area Palm Beach County hospitals, senior retirement communities and skilled nursing and rehabilitation centers, the demand to coordinate private duty services exceeded insurance based home health services. With over 21 years experience in Palm Beach County, the leadership at Accountable Home Care, Inc. has build a solid, reputable network of dependable service providers to compliment a licensed caregiver for you or a loved one. From qualifying insurance based home health care services to suggesting durable medical equipment devices or at home medical providers, our goal is to provide concierge level in home care services to exceed your expectations. As a solution based nurse registry, we want to help you navigate twists and turns and thrive at home.
Hourly In-Home Care Standards and Excellence
Accountable Home Care, Inc. is committed to referring compassionate and qualified home caregivers. We refer certified nursing assistants and home health aides licensed in the State of Florida. Families and clients alike can count on us for immediate timely care assessment and staffing. Taking the time with each client and/or family member allows us to tailor care requirements to personally fit your lifestyle and routine. We understand your daily routine is important and know the importance of continuity of care.
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When using a Long Term Care Policy as payment for hourly care at home, what services are considered long-term care services?
Long Term Care Benefit
Often times families and clients requests the use of their long term care policy as an acceptable payor source when retaining our services for hourly care at home. At Accountable Home Care, we are proud to accept the benefits and work directly with insurance if it is easier for the client and the family.
When using a long term care policy, care services tend to relate to the following covered care services:
*It is very important to verify directly with the long term insurance provider and utilize your original long term care policy for further clarification and guidelines.
- Attending an Adult Day Care Center offering respite services. This allows for a family to seek a comfortable and safe environment outside the patient's home. Adult day care is a great option for senior citizens who may benefit from socialization. Typically the primary caregiver is an adult child that works and the aging parent no longer can be left home alone while the adult child works.
- Home Health Care - Skilled Registered Nursing Visits and/or home physical therapy services. Hospice at home is another form of home health care but can also be at an actual inpatient center.
- Assisted Living Facility resident or a resident of a Long Term Care Nursing Home.
Can my mom’s caregiver help her with her eyedrops?
Under the State of Florida, Certified Nursing Assistants can assist a patient when the patient squeezes the eye drop bottle. The caregiver can assist the patient by holding steady the patient's arm when they self administer the eye drops.
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We retained Accountable during a very emotionally trying period in our mother’s life after she became very ill and could no longer live alone. Accountable provided services to our mother for approximately 1 year. Although it is very difficult to bring a caregiver into the home of a person who has been independent for her entire life, Accountable was very sensitive to our mother’s needs and concerns. They worked with us to find professional, qualified caregivers to care for our mother. We would recommend Accountable to anyone in need of professional, qualified and sensitive caregivers for part-time or full-time care.
Happy Family Member Beth A. – Jupiter, FL
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