Commonly Asked Questions When Using a Long Term Care Insurance Policy for In-Home Care Services
Using Long Term Care Insurance for In Home Care
At Accountable Home Care, we want you to have a seamless experience when initiating a long term care insurance claim. Â The stress alone from experiencing a health care set back is overwhelming enough. Â Â We understand clients have paid many years of financial contributions towards their long term care policy. Â We want to make sure you make the most out of your long term care insurance policy and understand the coverage. Our care navigator will guide you in filing your claim and will also arrange a conference call with you and the long term care carrier. Â Call today to see how an hourly in home caregiver can help enhance your life.
Review of Your Long Term Care Policy
At Accountable Home Care, should you wish to file a long term care claim, our care navigator will help you understand import terms to your policy such as:
- Elimination Periods
- Daily Maximum
- Lifetime benefits
- Care Management
- DME Coverage
Long Term Care Insurance Policies AHC Accepts
Below is a short list of the insurances we accept and work with. Should you not see the insurance you have purchased, please do not hesitate to contact our home care office at 561.320.0055.
- AF&L/American Fidelity & Liberty
- AIG
- American Heritage
- American Pioneer
- American Travelers
- Bankers Life
- Blue Cross Blue Shield-long term care
- Conseco
- Colonial American
- CNA Insurance Company
- GE Life Assurance & Annuity Company
- GenWorth
- GTL Insurance
- John Hancock
- Kanawha
- Lincoln Benefit
- Metlife
- Mutual of Omaha
- Old American
- Penn Treaty Insurance
- Senior Health Insurance Company of Pennsylvania/SHIPP
- Trans America
- Transport Life Insurance
- Union Labor
- Washington National
Helpful South Florida Senior Care Resources
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FAQ's View All
Can a Certified Nursing Assistant (CNA) or Home Health Aide (HHA) change a gauze bandage around my ankle?
In the State of Florida an aide can only change a non sterile bandage. If a patient asks for assistance and the doctor's order requires a sterile dressing than this is considered skilled nursing care and requires both a script from a physician and an LPN or higher. Only non sterile applications apply to the scope of a home health aide's or a certified nursing assistant's license.
What is custodial care?
Understanding the Meaning of Custodial Care in a Home Setting
When using a long term care policy, custodial care means non-skilled long term care services. Assistance with daily living such as transfer assistance, bathing and feeding are just a few example of non medical custodial care.
Testimonials View All
“Nancy is absolutely perfect- she anticipates our very need. She is always happy and pleasant to be with.”
Nancy, Certified Nursing Assistant (CNA) referred by Accountable Home Care
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