In Home Care Services Paid for by Long Term Care Insurance
Accountable Home Care Nurse Registry works with many long term care insurance policies. As a senior care leader in South Florida, we have a clear understanding of how long term care policies work. Long-term care insurance allows patients/clients to open a claim and receive in home care services through a caregiver referred by Accountable.
Whether you are filing an initial claim or reinstating a previous claim, our long term care insurance experts can help you navigate the claim process and will personally assist you in better utilizing your policy at no additional cost.
- AF&L/American Fidelity & Liberty
- AIG
- American Heritage
- American Pioneer
- American Travelers
- Bankers Life
- Blue Cross Blue Shield-long term care
- Conseco
- Colonial American
- CNA Insurance Company
- GE Life Assurance & Annuity Company
- GenWorth
- GTL Insurance
- John Hancock
- Kanawha
- Lincoln Benefit
- Metlife
- Mutual of Omaha
- Old American
- Penn Treaty Insurance
- Senior Health Insurance Company of Pennsylvania/SHIPP
- Trans America
- Transport Life Insurance
- Union Labor
- Washington National
Maximizing Long-Term Care Insurance with Home-Based Care
A majority of individuals who have purchased a long term care policy use their policy for in-home care versus a nursing home. The need for in-home care is not planned and unfortunately a number of individuals did not purchase a policy. For the individuals who invested in a long term care policy and paid annually for the coverage, using the policy does not have to be taxing nor create any unnecessary stress. At Accountable Home Care, we want you make sure you maximize time with a caregiver so you can continue to thrive in a safe, home environment.
Interesting Facts About In-Home Care
Roughly 52 percent of aging adults reaching 65 today will need in-home care services. Unfortunately of the 52 percent that will need home care, fewer than 10 percent of older adults have purchased a long term care insurance policy.
Currently more than 6 million older adults are considered to have a “high need” where they can benefit from in-home non-medical care.
FAQ's View All
Can a Companion help with hands on personal care?
A: Companions often referred to as a “sitter” means a person who spends time with or cares for an elderly, handicapped, or convalescent individual. Companions referred to clients at Accountable Home Care are either licensed home health aides (HHAs) or Certified Nursing Assistants (CNAs). Unlike an unlicensed individual, these caregivers are professionally trained and licensed to transfer and care for the elderly. The caregivers we refer have their Level 2 Background Check, current CPR certification, general liability insurance, driver’s license among other credentials required by the State of Florida.
What is considered light housekeeping? I would like to get rid of my housekeeper.
Light housekeeping is designed for a caregiver to maintain the cleanliness and walking path of the area in the home for their patient. Light housekeeping is wiping down the kitchen countertop after preparing a lunch and wiping down the shower door. Light housekeeping does not mean heavy scrubbing, moving furniture or cleaning out cupboards.
Testimonials View All
“I know I repeat myself, but Ana is absolutely fabulous!!! She is not an aide, she is an angel sent from heaven!”
Hear about what a patient said about Ana, Certified Nursing Assistant (CNA)
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